One QR for Easypaisa, JazzCash and every bank app
Settlix is an all-in-one payments platform for Pakistani merchants. Collect with Qrix dynamic Raast QR, send payouts, and see every rupee settled to your account within an hour.
Your customers pay from the app they already use
Scan to pay
PKR 5,000
Order #QX-20481
Expires in 04:59Illustration only. This code is not scannable.
Dynamic QR collections that keep working when a single channel doesn't
Qrix creates a fresh Raast QR code for every order, locked to the exact amount and your reference. Because Raast QR is interoperable, the same code can be paid from Easypaisa, JazzCash or any participating banking app, so your collections don't depend on one wallet partner.
- Amount-locked QR. No typing errors, no underpayments.
- Single use with expiry. Codes can't be reused or forwarded to pay twice.
- Real-time webhooks. Your system hears about the payment in seconds and fulfils the order.
- Auto-reconciliation. Every credit is matched to its order. No screenshots or transaction IDs to chase.
- Settlement within one hour to your payout account.
See Qrix in action
Recorded on the live product. On the left, what your customer sees at checkout. On the right, what your team sees in the Qrix portal.
Customer checkout, start to confirmation
The customer picks Raast QR at checkout and a dynamic QR appears with the amount and order code locked in and a countdown to expiry. They scan it with Easypaisa, JazzCash or their bank app, approve with their PIN, and the page switches to "Payment confirmed" on its own.
The Qrix merchant portal
The merchant enters an amount, a description and how long the request stays payable, then generates a QR. It can be shared as an image, PDF, share sheet or Link to Pay, tracked under Transactions, and integrated through API keys and signed webhooks. Customer details and live codes are blurred.
From checkout to confirmed in seconds
One REST API call creates the QR. Your customer scans, approves, and you're notified.
Checkout
Your customer places an order on your site or app, or you create a request from the dashboard.
QR generated
The Qrix API returns a unique QR with the amount and order reference locked in.
Scan and approve
The customer scans with Easypaisa, JazzCash or their bank app and enters their PIN.
Instant callback
A webhook confirms the payment and your order fulfils automatically.
Settlement
Funds are reconciled and settled to your payout account within one hour.
No website? Send a Link to Pay
Every Qrix payment request can be shared five ways, so you can collect at the counter, over WhatsApp or by invoice.
Built for social sellers, support teams, doorstep collections and B2B invoicing.
Static QR vs dynamic QR
A static QR or a manual bank transfer leaves the amount and the matching to the customer. A dynamic QR does both for you.
| Static QR or manual transfer | Qrix dynamic QR | |
|---|---|---|
| Amount | Customer types it, mistakes are common | Exact amount locked in the code |
| Order matching | Manual, from screenshots and transaction IDs | Automatic, by order reference |
| Confirmation | Delayed, checked by hand | Real-time webhook in seconds |
| Which apps can pay | Often tied to one channel | Easypaisa, JazzCash and Raast-enabled bank apps |
| Reconciliation | Spreadsheets at day end | Auto-reconciled in the dashboard |
| Reuse risk | Code can be reused or shared | Single use, with expiry |
| Settlement | Next day or later | Within one hour |
Everything else you need to get paid and pay out
Qrix is the front door. Behind it, Settlix runs the rest of your money flow from one integration and one dashboard.
Payouts
Send disbursements to wallets and bank accounts through the same API you use for collections. Pay-ins and payouts, one integration.
Merchant dashboard and reconciliation
Live transactions, settlement view, refunds, transaction inquiry and bank-ready exports. Give your finance team their own access.
Easypaisa, JazzCash and card checkout
Direct wallet and card acceptance is available for eligible merchants alongside Qrix. Talk to us about your volumes and we'll recommend the right mix.
Built for digital businesses in Pakistan
Online gaming and top-ups
In-game credits, gift cards and e-sports entries.
E-commerce and marketplaces
Checkout payments and pay-on-order.
Digital content and streaming
Subscriptions, OTT and creator platforms.
Fintech and digital services
Wallet loading, bill payment and licensed platforms.
Ed-tech and online learning
Course fees, test prep and memberships.
Delivery and mobility
Ride, courier and food delivery payments.
Onboarding is subject to Settlix KYB and compliance review of each merchant's business and licensing.
Paying a merchant that uses Settlix?
You don't need a new app or an account with us. Settlix doesn't charge you anything to pay.
- Open Easypaisa, JazzCash or your bank's app and choose scan or Raast QR.
- Scan the merchant's Qrix code, or tap the Link to Pay they sent you.
- Check the amount and the merchant name, then approve with your PIN. The merchant is notified instantly.
Simple pricing, settled within the hour
You pay per successful transaction. Your customers pay nothing extra.
Qrix pay-ins
Per transaction. Dynamic QR and Link to Pay collections from Easypaisa, JazzCash and bank apps.
Payouts
Per transaction. Disbursements to wallets and bank accounts.
Settlement
Qrix collections settled to your payout account within one hour. Card and direct wallet pricing is quoted on volume.
Guides for merchants and customers
Plain-language answers on Raast QR, dynamic QR and getting paid in Pakistan. All guides
Raast QR explained: how the State Bank of Pakistan's Raast P2M QR works, which apps can pay it, what it costs, and how merchants can start accepting it.
Raast QR explained, static vs dynamic QR, and how to switch your collections in a day.
The difference between static and dynamic payment QR codes, with a comparison table and a simple rule for choosing between them in Pakistan.
Step-by-step guide for customers in Pakistan: how to scan and pay a Raast QR code or payment link from Easypaisa, JazzCash or a banking app, and what to do if something goes wrong.
How social sellers and service businesses in Pakistan can collect payments with a Link to Pay or QR image on WhatsApp and Instagram, and avoid fake screenshots.
A factual comparison of three ways Pakistani merchants accept digital payments: direct bank Raast P2M, wallet-specific gateways, and Raast QR payment platforms such as Qrix.
Questions merchants ask
What is Qrix?
Qrix is Settlix's dynamic QR payment product for Pakistani merchants. It creates a single-use Raast QR code locked to the exact amount and order reference, which customers can pay from Easypaisa, JazzCash or any Raast-enabled banking app.
Can my customers pay with Easypaisa?
Yes. Easypaisa, JazzCash and Raast-enabled banking apps can scan Raast QR codes. Your customer opens their app, scans the Qrix code, checks the amount and approves with their PIN.
What is a dynamic QR code?
A dynamic QR code is generated for a single transaction and carries the exact amount and an order reference. Unlike a static QR, the customer doesn't type the amount, the payment is matched to the order automatically, and the code expires after use.
How fast is settlement?
Qrix collections are auto-reconciled and settled to your payout account within one hour.
How long does it take to go live?
As little as four hours after signing. You get API keys and a sandbox immediately, run test transactions, then production keys are activated. Onboarding is subject to KYB and compliance review.
Can I collect without a website or app?
Yes. Every payment request can be shown on screen, sent as an image or PDF, shared through your phone's share sheet, or copied as a Link to Pay for WhatsApp, Instagram, SMS or email.
Who built Qrix?
Qrix was built by Settlix together with its technology service provider, Deadlock AI.
Move your collections to Qrix today
Tell us about your business and expected monthly volume. The form opens WhatsApp with your details ready to send. Our team replies within one business day, and priority onboarding can have you live in as little as four hours.
Email business@settlix.net
WhatsApp +92 348 9739850